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Rates for Individual Plans
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Option 1 |
Option 2 |
| Annual Benefit Maximum |
$1,000 |
$1,000 |
| Coinsurance - Type 1 |
100% |
100% |
| Coinsurance - Type 2 |
80% |
50% |
| Coinsurance - Type 3 |
50% |
40% |
Deductible -
Type 2 and Type 3 |
Individual Plan $50 / Family Plan $150 |
Individual Plan $50 / Family Plan $150 |
| * Waiting periods |
6 months on Type 2,
12 months on Type 3 |
6 months on Type 2,
12 months on Type 3 |
| Monthly premium for subscribers that are age 50 and older |
| Single |
$52.00 |
$44.50 |
| Single + 1 |
$104.00 |
$85.00 |
| Family |
$161.00 |
$131.50 |
| Monthly premium for subscribers that are under the age of 50 |
| Single |
$49.00 |
$41.50 |
| Single + 1 |
$92.50 |
$74.00 |
| Family |
$157.00 |
$128.50 |
Above rates are valid for applications postmarked by May 20, 2010.
Applications postmarked by the 20th of the month will become effective the
1st of the following month. Example - an application postmarked May 20 will have an effective
date of June 1. An application postmarked May 21 will have an effective date of July 1.
* There is a six month waiting period on Basic Restorative services and a
twelve month waiting period on Major Restorative services. Waiting periods are waived if you have
been a member of Delta Dental of Massachusetts within the past 60 days.
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Individual Plan